The Home Loan Process
Mortgage CalculatorDemystifying Home Loans
If you haven’t experienced it before, the home loan process can feel overwhelming, but our agents will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, we partner with some of the best lenders in the industry, and we’d be happy to introduce you, so you’ll be taken care of.
Chris Minor
Sales Manager
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10080 E. US Hwy. 36, Suite C
Avon, IN 46123 - (317) 563-1122
- christopher.minor
- caliberhomeloans.com
- NMLS# 363064
With 25 years of experience in the mortgage industry, Chris has the knowledge and dedication required to provide the ideal financing options to his borrowers here in Indiana. Caliber's competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable Chris to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, Chris can offer you a wider selection of loan products than many banking institutions. He is a long term resident of Hendricks County and lives in Danville with his wife of 20 years, Tammy. He also has a daughter and son, Zoey and Griffen. Thank you in advance for the opportunity to assist you with one of life's most important financial transactions.
Get Pre-Approval
Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
We Help You Get The Best Loan
Start The Process
We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!
Application & Processing
What happens when a loan goes "live"
When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.
